Fires, floods, and natural disasters affect artists every year. Creatives can lose their homes, studios, inventory, artwork, and livelihood. For many artists, their home is not only where they sleep, but where they produce and store much of their artwork. That artwork, along with equipment and supplies, frequently comprise an artist’s major assets. Anything from a hurricane to your neighbor’s faulty wiring could threaten your body of work.
While museums and galleries design their spaces with concrete, fire-resistant walls and hire security teams to wait out storms alongside their collections, chances are most artists do not have such resources readily available. However, there are several measures artists can take to easily protect their body of work when disaster strikes.


Whether you are a painter, sculptor, filmmaker, or performance artist, you must document your work. Many contemporary artists produce ephemeral artwork. For performance artists, documentation such as photographs or recordings is essential. It’s important to make sure you have the right lighting and equipment in order to effectively document your work. Printing high-quality photos are also necessary. Aside from gaining the peace of mind that you’ve recorded your work, you’ll likely be able to use the images for sales, such as creating a catalog or uploading your work online.
Photographing your artwork properly may require investing in high-quality cameras and lenses. All of this equipment should be protected, just like your art materials. The easiest way to protect these assets is to make sure you have homeowner’s or renter’s insurance, which can cost as little as $5 a month. You’ll also want to be mindful of documenting your work as you move through your process – take photos at pivotal steps along the way. It can be useful to refer back to these steps should you need to recreate a piece or find inspiration moving forward.
In addition to the digital files of your work, you should maintain a collection of printed photographs as well. You should regularly update and keep this collection in a secure location where they cannot be damaged. Whether you choose a safe deposit box or a home safe, you should keep your collection in sealed, water-resistant (at the least) portfolios or containers.


Insure your art through sites like IFA!

Additionally, you should consider if you want to purchase additional insurance. Your answer may differ depending on whether you are storing original artwork, drafts, or photographs of your work. If you have homeowner’s insurance, you may be able to insure your safe deposit box through that policy. In addition, there are a variety of options for artists who wish to secure their artwork at a very affordable price point. Websites like Insurance for Artists, run by Zinc Insurance, provide customizable options for artists depending on their various needs.


“The first thing I say to young artists, ‘Is your data backed up?’” said Nomi Mishkin. Mishkin, a New York-based artist, uses a triple back up system and advises young artists to do the same.
Mishkin is extremely diligent about preserving her work after an incident several years ago. She was living with two other artists when their neighbor’s apartment caught on fire. As she was standing on the sidewalk outside her building for the fire department, she recalls thinking to herself, “Please let the hard drives be ok.” Between the three of them, they had at least $15,000 worth of equipment, supplies, and artwork in their Brooklyn apartment. Luckily, their apartment sustained little damage and none of their work was harmed. Her drives – containing her art portfolio and other important files – were safe.


Uploading your work to the cloud ensures the safety of your digital copies.

Mishkin keeps three digital copies of her art portfolio. She keeps one copy on her computer’s hard drive, one in the cloud, and another on a hard drive at her mom’s house. Every few months, Mishkin updates her art portfolio and switches out the hard drive at her mom’s.
When asked if Mishkin insured any of her work, she responded that it is simply impractical, even for many more established artists, to insure their work. “I do not insure my artwork,” she said. “For the majority of contemporary art that is made, it is cheaper to remake it than it is to insure it.”
When it comes to storing your artwork, especially as an emerging artist, Mishkin said your options are either storing it in a facility or your parents’ house or selling it.
Know the value of your work so you can feel confident about its appraisal value when insuring.


As an artist, it is important to know the value of your artwork. Valuing your artwork not only allows you to determine how much you’re willing to accept from a potential buyer or collector; it’s also a useful exercise should you decide that you wish to insure your artwork. Determining and documenting the value of your artwork will be extremely important if there is a claim in the future.
The value of art is determined by many factors. To begin, an artist should tally the cost of materials and labor, and keep track of the time it takes to make a certain piece. Then, an hourly rate for the artist’s time should be assigned and factored into the cost. Other factors for pricing artwork include an artist’s reputation or standing, the popularity of the image or object, its prior sales, size, condition, and signature. In the case of photography, it’s important to consider if the photo is a vintage or modern print, a multiple (or editioned) work, or a posthumous printing.
By considering the worth of your art and what you would do in the event of a disaster, you will be better prepared to protect and preserve it in the event something should happen.

What do you do to protect your artwork? Was this helpful? Let us know!

Katie Guthrie
Katie Guthrie

Katherine Guthrie is a writer and Emmy-Award winning producer. She has covered a wide range of stories including the 2016 and 2012 presidential elections, women’s reproductive rights, the Guantanamo Bay Detention Facility, and prison reform.

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